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Due Diligence 6 min read• Updated: September 2026

How to Check a Trucking Company Before Shipping Freight

A practical diligence checklist for shippers and brokers to verify carrier legitimacy, insurance coverage, safety records, and regulatory compliance.

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1. Pre-Booking Due Diligence Protocol

Before entrusting valuable freight, vehicles, or equipment to a motor carrier, conducting formal verification against official FMCSA records is an essential risk mitigation practice.

Verifying a carrier helps prevent identity theft, unauthorized double-brokering, and uninsured loss events.

2. The 5-Step Diligence Checklist

Follow this structured procedure for every new carrier onboarding:

  • 1. Identity Verification: Cross-check the legal name, DBA, and physical address on the rate confirmation against FMCSA records.
  • 2. Active Authority: Confirm active Common or Contract operating authority on the Licensing & Insurance database.
  • 3. Insurance Filings: Verify Form BMC-91X public liability insurance ($750K to $1M+ minimum) with active policy numbers.
  • 4. Safety & OOS: Check that vehicle and driver out-of-service rates do not severely exceed national averages.
  • 5. Contact Matching: Always confirm contact details (phone and email) with official registry listings to guard against stolen identities.

Frequently Asked Questions

What is double-brokering and how does checking FMCSA help?

Double-brokering occurs when an unauthorized entity books freight as a carrier and re-brokers it to another trucker. Checking authority classification and contact records helps verify the actual operating entity.

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